kristin mcginnis with money saving ideas. hi there, what can you tell us? >> well, you know, it's expensive out there. travel during the holidays is anywhere from 30 to 70% more expensive than it is at any other time of year, so, you've really got to look at values, air fares according to expedia, up about $450 round trip for the holidays, so, one thing you need to do is consider getting a credit card. credit cards are offering great signup bonuses, as long as you're spending this money you might as well be getting a good payback on it. a card called the chase sapphire, and you can earn points and have enough points maybe after this christmas to spend for travel next year. now, another thing you need to do is look for great deals at hotels, they're, very, very inexpensive during the holidays and stay at a hotel instead. >> chris. >> i know you've got lat ideas.